Credit Reporting Analyst - Durban

Key Purpose
To develop, manage and monitor relevant reporting models, to provide advanced analytical support, to critically analyze and advise the department on data driven insights and trends, and create and maintain accurate data, dashboards, and management reports.

Key Outcomes
• Prepare and circulate all daily reports to relevant stakeholders
• Manage system/technical issues by logging service desk tickets with IT
• Track all system/policy/operational changes made
• Compile Month End reports and distribute in a timely manner
• Ensuring KPI’s are accurately recorded
• End to end system testing
• Ad-hoc projects

Data Analytics to support business needs
• Ad-hoc analytics
• Monthly analysis on key Credit Risk areas
• Use SQL to extract and analyze data to make data-driven, actionable recommendations about how to improve policies and processes
• Work closely with the Data Science team to price and implement Machine Learning or AI models that optimizes portfolio outcomes
• Automation of reports and processes

Data development and maintenance
• Assist and advise on creating and maintaining data in the optimal manner

Minimum Requirements Education
• Bachelor’s degree in Finance, Economics, Mathematics, Business Science or similar field
o Preferred - Honours degree in Finance, Economics, Mathematics, Business Science or similar field
• Proficiency in SQL
• Advanced Excel

Experience
• 2-5 years’ experience in Data Analytics, Modelling and Reporting
• Credit Underwriting would be an advantage

Preferred Industry
• Financial / Credit risk analytics

Skills
Technical (at least some of the below skills will be necessary)
• SQL coding
• Advanced Excel
• Denodo (advantageous)
• Ability to work with complex and large amounts of data
• Microsoft 365

Generic competencies
• Analytical, critical and logical thinker
• Attention to detail
• Accountability and ownership of work tasks
• Enthusiasm/interest in Credit Risk management
• Ability to work under pressure
• Decisiveness