Credit Analyst
Bellville, Western Cape
Posted more than 30 days ago
- Company:
- Scholtz Partners International
- Company Description:
- Recruitment Agency specializing in general recruitment. With 80 open positions currently We service companies accross SA
- Contract Type:
- Full Time
- Experience Required:
- 5 to 10 years
- Education Level:
- Bachelor
- Gender:
- Any
- Number of vacancies:
- 2
Job Description
request info if needed. This person is the front line on the business. Must do the admin for the
required loan.
Loan origination
• Review and evaluates loan applications and documentation for completeness.
• Preparing, reviewing, and analysing the creditworthiness of all business loan originations and refinances by completing a credit scorecard.
• Review of the financial status of the client by interpreting financial statements and SARS documentation.
• Request additional information and follow up outstanding applications.
• Engaging with clients (telephonically and written) throughout the loan origination journey.
• Creating loan quotes and proposals in conjunction with the credit and legal team.
• Determine loan pricing, repayment mechanisms and terms (in consultation with credit team).
• Providing professional customer service, through quick turn-around time and effective communication, whilst adhering to the lending guidelines and practices.
• Contribute to the achievement of monthly business targets.
Administrative duties
• “Pipeline management” from origination through to close.
• Post-close due diligence to ensure the loan is documented as approved and is in compliance with business/credit rules, relevant regulations, and internal policies and guidelines.
• Deal with refinancing requests.
• Obtain and file copies of loan applicants' credit history, corporate financial statements, and other financial information.
• Constantly reviewing and improving the origination and lending process in order to maintain highest level of efficiency, and ability to allocate more time to origination and business development.
- Salary:
- 30.000,00 ZAR Monthly