Temp --- Credit Analyst External BEE Position (12months)

Job Purpose
KEY RESPONSIBILITIES:
* Assess credit worthiness of applicants (mortgage and other credit products) through undertaking detailed risk assessment analysis
* Ensure that procedures and decisions comply with credit policy, regulations, and best practice standards
* Motivate and support decisions through the analysis of financial information such as bank statements, financial statements, and
management accounts
* Provide quality service to internal customers and liaise with other stakeholders within the company
* Stay informed about the legal, compliance and market – risk-related issues involved in the approval of credit
* Provide regular feedback on the submission of loan applications to management

REQUIREMENTS
Minimum Qualification:
* B.Com Degree or relevant business degree
* 2 Years’ experience in Credit underwriting

Technical Competencies:
* A strong combination of analytical and decision-making skills
* Credit Analyst Specialist
* Permanent Credit
* Credit Manager Milkwood Crescent, La Lucia Ridge
* Good interpersonal skills
* Resilience
* Good written and verbal communication skills
* Ability to work under pressure
* Assertive
* Excellent Time Management
* Attention to detail and strong proven credit/financial analytical skill including property valuations
* Critical thinking

Generic Competencies:
* Decisiveness
* Team Player
* Self-Motivated
* Agile/Adaptable
* Responsible
* Service driven
* Innovative